Real estate appraisal services for homeowners in the city of ORLANDO and Orange County
Here are the top seven reasons Florida homeowners need Gardner Consulting Services, Inc.:
At Gardner Consulting Services, Inc., we understand the special needs of a consumer after appraisal services. Our typical business clients understand the appraisal process and the customary reporting formats. As our client, we will give you extra guidance and explanations through the appraisal process to better understand what we do and how we present our findings.
For Sale by Owner/Pre-Listing ServicesSince you have an emotional attachment to your house, it's often very hard to be objective about it. A professional appraiser is objective and will tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic selling price so your home will attract buyers, a professional appraisal is very crucial as a negotiating tool once you have an interested buyer. The appraisal is something concrete to show the buyer. It's an independent third party's opinion of your home's value, and not just how much you think your home is worth. Interested buyers assume that you have an emotional attachment to your house and will be much more likely to give credibility to an expert appraiser's value conclusion than yours.
Challenging a property tax assessmentYour local tax assessor may have your home overvalued if you live in an area that is declining or not appreciating as much as other homes close by. This means you're probably paying higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the sooner you take care of things like this, the better. Getting an appraisal from Gardner Consulting Services, Inc. is your chief weapon when challenging your property tax assessment.
PMI Removal AppraisalsGetting the PMI (Private Mortgage Insurance) eliminated from your mortgage loan is a fashionable way to cut costs for homeowners. Once your mortgage loan is below 80% of the value of your property, in most cases you can apply to the lender to have the PMI eliminated from your loan, which will make your monthly payments go down. Gardner Consulting Services, Inc. is experienced in helping people just like you remove unneeded and unwanted PMI insurance.
Recently got a freeze to your HELOC?Even if your specific property has not declined in value, your lender may make the decision to automatically freeze your home equity line of credit (HELOC) if your home is near a declining area. Not only can this be disadvantageous from a cash flow angle, but it can be harmful to your credit score since it may appear as though that credit line is maxed out. An appraisal from Gardner Consulting Services, Inc. can help you reinstate your HELOC.
Need Field and Desktop Appraisal Review Services?Have you just been handed a copy of your appraisal and you would prefer to have a professional double-check it for accuracy or do you desire a second opinion without the cost and delay of waiting for a whole new appraisal? Gardner Consulting Services, Inc. offers field reviews where we'll go out and check the subject and comparables. Or, if you're in a rush, we can provide you with a desk review and verify as many facts as we can, using online data sources as well as our own files.
Do you need a retrospective review of an appraisal? Gardner Consulting Services, Inc. can help you with that. While typically requested by banks, you may need to take advantage of this service if you suspect mortgage fraud related to your house.